Insurance in and around West Saint Paul
Bundle policies and save serious dollars
Insurance that works for you

Would you like to create a personalized quote?
A Personal Price Plan® That’s Uniquely You
Help protect what's important to you - your loved ones, belongings, etc. - with the great insurance that State Farm offers. Agent Sonja Lhotka can help you create a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Bundle policies and save serious dollars
Insurance that works for you

Protect Your Family, Cars, Home, And Future
But your automobile is just one of the many insurance products where State Farm and Sonja Lhotka can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Packing tips for moving
Packing tips for moving
Moving furniture and packing up a house for a move can be frustrating and tiring but packing smart helps. Here are some tips.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Packing tips for moving
Packing tips for moving
Moving furniture and packing up a house for a move can be frustrating and tiring but packing smart helps. Here are some tips.